Terms & Conditions
These Terms & Conditions apply to the use of this website and to the purchase or use of services, programmes, consultations, courses, downloads or digital products provided by Morwealth Institute of Financial Education. Morwealth Institute of Financial Education is a trading name of Morwealth Learning Group Ltd, Company Number 15816726, registered at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. By using this website, submitting an enquiry, booking a consultation or purchasing any product or service, you agree to these Terms & Conditions.
About Us
Morwealth Institute of Financial Education provides financial education, wealth education, financial literacy training, investment education, pension education, ISA education, and strategic money learning resources.
Educational Purpose Only
All content, programmes, consultations, courses, materials and resources are provided for educational and informational purposes only. Nothing on this website should be treated as personal financial advice, investment advice, pension advice, tax advice, mortgage advice, insurance advice or legal advice. You should seek advice from a suitably qualified and regulated professional before making financial, investment, pension, tax, mortgage, insurance or legal decisions.
Use of Website
You agree to use this website lawfully and responsibly. You must not misuse the website, attempt to gain unauthorised access, copy or reproduce content without permission, use the website for fraudulent purposes, submit false or misleading information, or interfere with the website operation or security.
Programmes, Courses and Digital Products
Where we offer programmes, courses, downloadable materials, templates, guides or digital products, these are provided for educational purposes only. Access details, delivery format and programme information will be provided on the relevant product or service page.
Consultations
Consultations are educational and strategic in nature. They are designed to help clients understand financial concepts, wealth-building principles and financial education topics. Consultations do not constitute regulated financial advice, investment advice, pension advice, tax advice, mortgage advice, insurance advice or legal advice.
Payments
Payments may be processed through third-party payment providers such as Stripe or PayPal. By making a payment, you agree to pay the stated price for the selected product, programme, consultation or service.
Intellectual Property
All website content, branding, text, graphics, materials, downloads, course content and educational resources belong to Morwealth Institute of Financial Education unless otherwise stated. You must not copy, reproduce, distribute, sell, share or commercially exploit our materials without written permission.
No Guarantee of Results
We do not guarantee any specific financial outcome, investment result, income level, wealth result or personal financial improvement. Results depend on individual circumstances, decisions, knowledge, action, market conditions and other factors outside our control.
Limitation of Liability
We are not liable for financial decisions made by users based on educational content provided through this website, our programmes, consultations, courses or materials. Users remain responsible for their own financial decisions and should seek professional regulated advice where appropriate.
Website Availability
We aim to keep the website available and functioning, but we do not guarantee uninterrupted access. We may update, suspend or remove parts of the website where necessary.
Changes to These Terms
We may update these Terms & Conditions from time to time. The latest version will be available on this website.
Contact
For questions about these Terms & Conditions, please contact Morwealth Institute of Financial Education at hello@morwealthinstitute.com, telephone 0161 917 9928, or write to 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.